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Enterprise Financial Services (EFSC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Enterprise Financial Services (EFSC) reported revenue of $173.37 million for the quarter ended June 2025, marking an 11.1% year-over-year increase and a 6.23% surprise over the Zacks Consensus Estimate of $163.2 million [1] - The earnings per share (EPS) for the same period was $1.37, compared to $1.21 a year ago, resulting in a 14.17% surprise over the consensus EPS estimate of $1.20 [1] Financial Performance Metrics - Net Interest Margin was reported at 4.2%, slightly above the average estimate of 4.1% based on two analysts [4] - The Efficiency Ratio was 61%, compared to the estimated 59.9% by two analysts [4] - Total Noninterest Income reached $20.6 million, exceeding the estimated $16.3 million by two analysts [4] Stock Performance - Shares of Enterprise Financial Services have returned +0.3% over the past month, while the Zacks S&P 500 composite increased by +4.9% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]