合利宝携手邓白氏打造跨境支付合规「数据引擎」 筑牢全球业务风控基石

Core Insights - Helipay, a leading payment technology platform in China, has established a physical entity in Hong Kong and obtained a Money Service Operator (MSO) license to expand its cross-border payment services [1] - The company collaborates with Dun & Bradstreet to enhance compliance and risk management in its operations, focusing on KYC and CDD processes [3][4] - Helipay aims to improve data credibility and efficiency by integrating Dun & Bradstreet's global business database, which covers over 600 million companies [4][6] Group 1: Business Expansion - Helipay has launched B2B cross-border payment, wallet services, foreign exchange, and cross-border settlement, extending its service network to regions including mainland China, Southeast Asia, Europe, and Latin America [1] - The partnership with Dun & Bradstreet aims to create a compliance "data engine" for cross-border payments, leveraging their extensive database and experience [1][5] Group 2: Compliance and Risk Management - The company prioritizes compliance and risk prevention as core strategic directions, enhancing its KYC and CDD processes through collaboration with Dun & Bradstreet [3] - Helipay is improving its compliance management by adopting proactive risk control measures and optimizing process design to enhance identification and response capabilities [3][7] Group 3: Data Integration and Efficiency - By integrating Dun & Bradstreet's global enterprise data API, Helipay can access structured data on over 600 million companies, improving the efficiency of compliance management processes [6] - The company has established a one-stop KYC data capability center, enabling real-time queries of Hong Kong company registration information and enhancing customer due diligence [5][6] Group 4: Project Outcomes - Helipay has achieved significant improvements in various operational scenarios, including enhanced efficiency in identity verification during account opening and dynamic monitoring of customer risk levels [7] - The implementation of a high-frequency information retrieval mechanism supports rapid risk assessment during fund transfers, reducing compliance errors and optimizing collaboration between compliance and business functions [7]