北京交上半年金融成绩单 国债销量领跑

Core Insights - The financial performance of Beijing in the first half of 2025 shows a clear recovery trend, with impressive credit and financial volume data reported [1][3]. Group 1: Credit Growth - The total loan balance in Beijing reached 12.08 trillion yuan by the end of June, with a year-on-year growth of 7.3%, marking the highest growth rate in nearly 10 months [3]. - Corporate loans increased by 9.4% year-on-year, contributing 462.78 billion yuan to the total new loans, which accounted for 84.4% of all new loans [3]. - Household loans grew by 6% year-on-year, with personal housing loans increasing by 7.5%, indicating a monthly upward trend in growth rates [3]. Group 2: Financial Support and Structure - As of June 2025, banks in Beijing issued 67 billion yuan in loans for technological innovation and upgrades, supporting over 3,200 small and medium-sized tech enterprises [4]. - The balance of green loans in Beijing reached nearly 2.4 trillion yuan, with an increase of 214.3 billion yuan since the beginning of the year [4]. - The average interest rate for general loans in Beijing was 3.29% in June, down 34 basis points year-on-year, while corporate loan rates averaged 2.52%, down 40 basis points [4]. Group 3: Social Financing and Government Bonds - The social financing scale in Beijing increased by 1.41772 trillion yuan in the first half of the year, which is 882.98 billion yuan more than the same period last year [5]. - The net financing of local government bonds in Beijing was 135.27 billion yuan, an increase of 70.45 billion yuan year-on-year [5]. - Beijing has maintained the highest national sales of government bonds for several consecutive years, reflecting strong public interest in savings bonds [7]. Group 4: Government Bond Issuance - The latest two issues of electronic savings bonds had a three-year term with an interest rate of 1.63% and a five-year term with an interest rate of 1.7%, both with a maximum issuance of 22.5 billion yuan [7]. - The high demand for government bonds is attributed to effective promotion and increased financial literacy among residents [7].