数智赋能 资金直达——重庆着力破解小微企业融资难

Core Viewpoint - The article highlights the successful implementation of a financing coordination mechanism in Chongqing, which has significantly improved access to credit for small and micro enterprises, enabling them to meet operational needs and expand their businesses. Group 1: Financing Mechanism - The financing coordination mechanism was established in October 2024, led by the Financial Regulatory Bureau and the National Development and Reform Commission, to support small and micro enterprises in Chongqing [5]. - The mechanism utilizes innovative approaches such as "digital scanning, chain profiling, and grid outreach" to better serve small enterprises [5]. - A total of 10.9 million high-quality small enterprises have been recommended, with 1.67 million identified as having financing needs, resulting in 231.19 billion yuan in new credit granted [11]. Group 2: Case Studies - Fengyuan Pepper Company successfully secured a 4 million yuan special credit loan, which alleviated immediate financial pressures during the pepper purchasing season [1]. - Mengma Chuxin Agricultural Products Company received a 2 million yuan credit limit within three days after being identified through the financing coordination mechanism [10]. - Haosen Motorcycle Company reported a 40% year-on-year increase in export volume, facilitated by timely financial support for purchasing motorcycle parts [16].