2 1 Shi Ji Jing Ji Bao Dao·2025-07-30 10:17Core Viewpoint - The article highlights the progress and initiatives of Ping An Group in implementing the "Five Major Financial Articles" focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance, showcasing its commitment to innovation and customer service [1][6][10] Group 1: Technology Finance - Ping An Group has established a "953" AI technology foundation, processing over 1 billion data entries daily and covering 240 million financial customers, enhancing user insights [3] - The company has developed AI applications that significantly improve customer service and claims processing, with 93% of auto-claims being processed in under 60 seconds [2][3] - Ping An's AI-driven disaster response system has issued 613 million disaster warnings, aiding in risk reduction during extreme weather events [2] Group 2: Pension Finance - By the end of 2024, China's elderly population is projected to reach 310 million, accounting for 22% of the total population, prompting Ping An to focus on building a comprehensive pension finance ecosystem [4] - Ping An has developed a digital platform for enterprise annuities, serving 27,000 companies and managing nearly 500 billion yuan in assets [5] - The company offers a range of pension products, including tax-deferred commercial pension insurance, to enhance the third pillar of pension finance [5] Group 3: Inclusive Finance - Ping An has developed over 6,500 insurance products covering more than 20 industries, providing risk protection exceeding 220 trillion yuan for over 2.4 million small and micro enterprises [8] - The bank has issued loans totaling 160.2 billion yuan to support inclusive finance for small businesses, with a loan balance of 506.3 billion yuan [8] - Ping An's financial technology initiatives have helped small enterprises improve their business growth by 12% [8] Group 4: Green Finance - Ping An has provided over 80 million yuan in insurance coverage for 4.4 million acres of forest land across 18 provinces, promoting environmental protection [9] - The company has developed insurance products for renewable energy sectors, covering risks associated with solar, wind, and hydropower projects [10] - As of the end of 2024, Ping An's responsible investment in green finance reached 849.9 billion yuan, with green loan balances at 157.8 billion yuan [10]