第7家农商联合银行要来了，贵州筹建农商联合银行，贵州金控拟入股

Core Viewpoint - The establishment of Guizhou Rural Commercial Union Bank is part of a broader reform initiative aimed at enhancing the efficiency and stability of the rural financial system in China, following the approval of similar banks in other provinces [1][2][5]. Group 1: Establishment and Structure - Guizhou Rural Commercial Union Bank is set to be established based on the Guizhou Provincial Association, with the original assets, rights, and obligations being transferred to the new bank [2]. - The establishment is pending approval from financial regulatory authorities, and the initiative aligns with the Guizhou provincial government's goal to reform rural credit cooperatives by 2025 [2][5]. - The Guizhou Provincial Association currently comprises 84 rural commercial banks, with a network of 2,293 branches and over 28,000 employees, holding deposits exceeding 922.9 billion and loans surpassing 709.5 billion [4]. Group 2: Support and Stakeholders - Guizhou Jin Kong Group and Qian Sheng State-owned Assets are expected to be shareholders in the new bank, providing support in terms of registered capital and financial business cooperation [3]. - The provincial government has outlined specific responsibilities for various departments to facilitate the establishment of the Guizhou Rural Commercial Union Bank [3]. Group 3: Broader Context of Reform - The reform of rural credit cooperatives has accelerated across multiple provinces, with several already establishing provincial rural commercial banks or unions [5][6]. - The People's Bank of China and other regulatory bodies have emphasized the importance of reforming rural credit systems to support rural revitalization and enhance the stability of the financial sector [5][6]. - The differences between "Rural Commercial Union Banks" and "Rural Commercial Banks" are significant, with the former allowing for different investment models and the latter focusing on merging local institutions into a unified legal entity [7].