人民银行上海总部：上半年长三角地区人民币贷款增加4.81万亿元

Core Insights - The People's Bank of China Shanghai Headquarters reported on the monetary credit operation in the Yangtze River Delta region for the first half of 2025, indicating a robust growth in loans and credit [1] Loan Balances - As of the end of June, the total loan balance in the Yangtze River Delta region reached 75.5 trillion yuan, reflecting a year-on-year growth of 9.2%, with an increase of 0.1 percentage points compared to the previous month [1] - The balance of RMB loans stood at 74.62 trillion yuan, showing a year-on-year increase of 9.6%, also up by 0.1 percentage points from the previous month [1] - Foreign currency loans amounted to 123.1 billion USD, which represents a year-on-year decline of 13.1%, although the growth rate improved by 3.4 percentage points from the previous month [1] Loan Increases in the First Half - In the first half of the year, RMB loans increased by 4.81 trillion yuan, which is 505 billion yuan more than the same period last year [1] - Household sector loans rose by 264.4 billion yuan, which is a decrease of 27.8 billion yuan year-on-year, with short-term loans decreasing by 94.9 billion yuan and medium to long-term loans increasing by 359.3 billion yuan [1] - Corporate loans increased by 4.45 trillion yuan, which is 175.1 billion yuan more than the previous year, with short-term loans rising by 1.91 trillion yuan and medium to long-term loans increasing by 2.37 trillion yuan, alongside a rise in bill financing by 85.7 billion yuan [1] - Loans from non-bank financial institutions decreased by 13.1 billion yuan, which is a year-on-year reduction of 44.3 billion yuan [1] - In June alone, RMB loans increased by 901.8 billion yuan, which is 117.6 billion yuan more than the same month last year [1]