科技服务业贷款余额增20.4%，浙江探索耐心贷款服务机制

Core Insights - The financial institutions in Zhejiang Province reported a loan balance of 25.34 trillion yuan as of the end of June, with a year-on-year growth of 9.0%, surpassing the national growth rate by 2.2 percentage points [1] - Zhejiang is the only province with two pilot zones for financial reform in science and technology, with significant growth in technology service loans, which increased by 20.4% year-on-year [1] - The People's Bank of China Zhejiang Branch has emphasized the development of technology finance, launching various initiatives to support financing for technology-based enterprises [1][2] Financial Performance - As of June, the total loan balance in Zhejiang Province reached 25.34 trillion yuan, with an increase of 1.56 trillion yuan since the beginning of the year, representing an additional increase of 25.8 billion yuan year-on-year [1] - The province has seen 107 announcements from listed companies regarding stock buybacks and increases in loans [1] Technology Finance Initiatives - The Zhejiang Branch of the People's Bank has introduced the "Zhe Ke United Loan" service model to address financing challenges faced by technology enterprises, focusing on information sharing, risk sharing, resource complementarity, and policy integration [2][3] - The "Zhe Ke United Loan" offers three main products tailored to different stages of technology enterprises: "Zhe Ke Inclusive United Loan," "Zhe Ke Growth United Loan," and "Zhe Ke Navigation United Loan," providing better loan terms and conditions [2][3] Policy and Collaboration - A dual-track evaluation system involving banks and industry experts has been established to enhance the precision of financial services for technology enterprises [3] - The Zhejiang Branch is collaborating with 12 financial institutions to implement the "Zhe Ke United Loan," with initial due diligence completed for several technology enterprises [4] - The initiative aims to replicate and promote the "Zhe Ke United Loan" model across the province, enhancing the efficiency of technology finance services [4]