Core Insights - Standard Chartered Group reported strong performance for the first half of 2025, with operating income reaching $10.899 billion, a year-on-year increase of 9% [1] - The profit attributable to ordinary shareholders was $3.065 billion, reflecting a 41% increase compared to the previous year [1] - Basic earnings per share rose to 139.2 cents, up 41% [1] Financial Performance - Operating income grew by 10% to $10.9 billion, and excluding significant project impacts, it increased by 13% [1] - Basic expenses rose by 4%, resulting in a positive income-to-cost growth differential of 6% [1] - Credit impairment charges amounted to $336 million, equating to an annualized loan loss rate of 19 basis points [1] - Pre-tax basic profit reached $4.7 billion, a 22% increase, with basic earnings per share benefiting from a reduction in the number of shares [1] Capital and Liquidity - The group maintained strong capital and high liquidity, with a liquidity coverage ratio of 146% [1] - The common equity tier 1 capital ratio stood at 14.3%, remaining above the target range [1] - The increase in profits was partially offset by shareholder distributions and an increase in risk-weighted assets [1] Shareholder Returns - The board announced an interim ordinary share dividend of 12.3 cents, an increase of 3.3 cents or 37% [1] - In addition to a $1.5 billion share buyback initiated in February 2025, another $1.3 billion share buyback plan is set to commence [1] Strategic Focus - CEO Bill Winters highlighted the strong performance as a reflection of the company's focus on cross-border and wealth banking strategies, achieving sustained success [2] - The second quarter saw record net inflows of new funds, with double-digit growth in wealth solutions, global markets, and global banking revenues [2] - The company effectively managed costs, credit risks, and capital while providing clients with various solutions to navigate a volatile external environment [2]
渣打集团发布中期业绩 股东应占溢利30.65亿美元 同比增加41%