香港第2季末负资产住宅按揭贷款减少至1902亿港元
Zhi Tong Cai Jing·2025-07-31 09:03

Core Insights - The Hong Kong Monetary Authority reported a decrease in negative equity residential mortgage loans as of the end of Q2 2025, with the number of cases falling to 37,806 from 40,741 at the end of Q1 2025 [1] - The total amount involved in negative equity residential mortgage loans decreased from HKD 205.9 billion at the end of Q1 2025 to HKD 190.2 billion at the end of Q2 2025 [1] - The unsecured portion of negative equity residential mortgage loans also saw a decline, dropping from HKD 16.4 billion at the end of Q1 2025 to HKD 14.3 billion at the end of Q2 2025 [1] - The ratio of negative equity residential mortgage loans overdue by more than three months increased slightly to 0.21% at the end of Q2 2025, up from 0.17% at the end of Q1 2025, but remains at a low level [1]