金融监管总局：城市商业医疗险要坚守商业属性，遵循保险规律

Core Viewpoint - The notification emphasizes the importance of adhering to commercial attributes and insurance regulations in the development of urban commercial health insurance, promoting market-oriented and legal principles [1] Group 1: Principles and Guidelines - Urban commercial health insurance should follow market-oriented and legal principles, ensuring that insurance companies operate independently and that consumers voluntarily choose to purchase insurance [1] - Companies are encouraged to align premium collection with the level of coverage provided, balancing expansion and quality improvement with sustainable commercial development [1] Group 2: Industry Development and Consumer Satisfaction - The notification calls for standardized operations and honest services to promote healthy business development and enhance consumer satisfaction in the insurance sector [1] - Local insurance industry associations are urged to play a self-regulatory role, enhancing health insurance promotion and policy interpretation to build a trustworthy and warm image of the insurance industry [1]