上半年厦门金融业持续提升服务实体经济质效

Core Viewpoint - The financial performance of Xiamen in the first half of the year shows steady growth and an optimized credit structure, significantly contributing to the high-quality development of the local economy [1][3]. Financial Performance - Xiamen's total financial volume has steadily increased, with a notable optimization in the credit structure [1][3]. - The implementation of a comprehensive monetary policy by the People's Bank of China in May has positively impacted Xiamen's financial landscape [3]. Credit Structure Optimization - Manufacturing loans have maintained rapid growth, while real estate loans have shown signs of recovery [3]. - There has been a continuous and rapid increase in technology loans, alongside strengthened support for green industries [3]. - Long-term operating loans for individual businesses and small micro-enterprises have increased year-on-year, demonstrating targeted financial support for microeconomic entities [3]. Policy Implementation - A total of 26.5 billion RMB in agricultural and small business re-loans and rediscounts were implemented in Xiamen during the first half of the year [3]. - Various policy tools, including technology innovation loans and carbon reduction support tools, have led to approximately 23 billion RMB in bank loans being issued [3]. Cross-Border Financial Services - Xiamen's cross-border RMB settlement volume reached 216.1 billion RMB, with 188 billion RMB related to the real economy, ranking first in Fujian Province [4]. - Over 1,054 quality enterprises benefited from trade and investment facilitation policies, and more than 1,200 small and micro enterprises received credit support exceeding 24 billion RMB [4]. Conclusion - The financial sector in Xiamen has focused on total growth and structural optimization, enhancing the quality of service to the real economy and laying a solid financial foundation for continued economic recovery in the second half of the year [4].