Core Insights - Aflac (AFL) is expected to report quarterly earnings of $1.71 per share, a decline of 6.6% year-over-year, with revenues forecasted at $4.43 billion, down 13.7% from the previous year [1] Earnings Estimates - The consensus EPS estimate has been revised 0.6% higher in the last 30 days, indicating a collective reevaluation by analysts [2] - Revisions to earnings estimates are crucial indicators for predicting investor actions regarding the stock [3] Revenue Projections - Analysts expect 'Revenues- Other income (loss)' to be $29.80 million, reflecting a year-over-year increase of 35.5% [5] - 'Revenues- Net investment income' is projected to reach $907.26 million, indicating a decrease of 17.2% year-over-year [5] - 'Revenues- Total net earned premiums' is estimated at $3.44 billion, showing a year-over-year increase of 3.4% [5] Adjusted Revenue Estimates - 'Total adjusted revenues- Corporate and other' is estimated at $328.50 million, a year-over-year increase of 31.9% [6] - 'Total adjusted revenues- Aflac Japan' is forecasted to be $2.38 billion, reflecting a decrease of 2.6% year-over-year [6] - 'Total adjusted revenues- Aflac Japan- Total net earned premiums' is projected at $1.77 billion, indicating a year-over-year increase of 3.2% [7] - 'Total adjusted revenues- Aflac Japan- Net investment income' is expected to be $615.74 million, down 15.9% from the previous year [7] Other Key Metrics - 'Total adjusted revenues- Aflac U.S.- Other income' is expected to be $15.00 million, reflecting a year-over-year increase of 36.4% [8] - 'Total Benefit/Premium - Aflac Japan' is projected to be 65.3%, down from 66.9% year-over-year [8] - 'Total Adjusted Expenses/Total Adjusted Revenue - Aflac U.S.' is estimated at 38.1%, compared to 36.9% in the same quarter last year [9] - 'Total Benefit/Premium - Aflac U.S.' is expected to reach 47.8%, up from 46.7% year-over-year [9] - 'Total Adjusted Expenses/Total Adjusted Revenue - Aflac Japan' is projected at 19.7%, compared to 17.8% in the previous year [10] Stock Performance - Over the past month, Aflac shares have returned -4.8%, while the Zacks S&P 500 composite has increased by 2.7% [11] - Aflac currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance in the near future [11]
Gear Up for Aflac (AFL) Q2 Earnings: Wall Street Estimates for Key Metrics