Compared to Estimates, Columbia Financial (CLBK) Q2 Earnings: A Look at Key Metrics

Core Insights - Columbia Financial reported revenue of $63.88 million for the quarter ended June 2025, reflecting a year-over-year increase of 19.9% [1] - The earnings per share (EPS) for the quarter was $0.12, up from $0.05 in the same quarter last year, indicating strong growth [1] - The reported revenue exceeded the Zacks Consensus Estimate of $61.85 million by 3.28%, and the EPS also surpassed the consensus estimate of $0.11 by 9.09% [1] Financial Performance Metrics - Efficiency Ratio was reported at 70.3%, better than the estimated 72.9% by analysts [4] - Net Interest Margin stood at 2.2%, matching the average estimate [4] - Average Interest Earning Assets were $9.83 billion, slightly below the average estimate of $9.84 billion [4] - Total Non-Interest Income was $10.17 million, exceeding the average estimate of $8.68 million [4] - Net Interest Income was reported at $53.7 million, above the average estimate of $53.2 million [4] Stock Performance - Columbia Financial's shares have returned -8.1% over the past month, contrasting with the Zacks S&P 500 composite's increase of 2.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]