电光科技: 电光防爆科技股份有限公司对外担保管理制度

Core Viewpoint - The external guarantee management system of the company aims to protect investors' rights, enhance bank credit and guarantee management, and mitigate operational risks in compliance with relevant laws and regulations. Group 1: General Principles - The system applies to the company and its controlling subsidiaries [1] - External guarantees refer to the company providing guarantees for debts owed by third parties, including forms such as guarantees, mortgages, and pledges [1] - The company must adhere to principles of legality, prudence, mutual benefit, and safety in external guarantees [1] Group 2: Authorization and Approval - Guarantees exceeding 10% of the latest audited net assets require board approval and subsequent shareholder meeting approval [2] - Total guarantees exceeding 50% of the latest audited net assets or 30% of total assets also require shareholder approval [2] - Guarantees for shareholders, actual controllers, or related parties must be approved by other shareholders without participation from interested parties [3] Group 3: Risk Management - The company must take necessary measures such as counter-guarantees to prevent risks, ensuring the counter-guarantee provider has the capacity to bear the responsibility [2] - The finance department is responsible for conducting credit investigations and evaluations of the guaranteed entities [13] - The company must continuously monitor the financial status and debt repayment ability of the guaranteed parties [16] Group 4: Conditions for Guaranteed Parties - Guaranteed parties must meet specific criteria, including good credit, strong capital strength, and a debt-to-asset ratio not exceeding 70% [18] - The company must analyze the credit status of the debtor before providing guarantees [19] Group 5: Information Disclosure - The company must fulfill information disclosure obligations according to relevant regulations and company articles [25] - Guarantees provided by subsidiaries must be disclosed after the subsidiaries complete their approval procedures [26] Group 6: Legal Responsibilities - All directors must strictly review external guarantee matters according to the management system and bear joint liability for any losses caused by violations [30] - Any unauthorized signing of guarantee contracts by relevant personnel will lead to accountability for the resulting losses [31]