Affirm(US:AFRM) ZACKSยท2025-07-31 22:50Company Performance - Affirm Holdings closed at $68.56, reflecting a +1.68% change from the previous day, outperforming the S&P 500's loss of 0.37% [1] - Over the last month, Affirm's shares decreased by 1.37%, while the Computer and Technology sector gained 4.58% and the S&P 500 gained 2.68% [1] Upcoming Earnings - The upcoming earnings disclosure is expected to show an EPS of $0.11, a significant increase of 178.57% year-over-year [2] - Revenue is projected at $839.88 million, representing a 27.41% increase from the same quarter last year [2] Annual Forecast - For the entire year, earnings are forecasted at $0.05 per share, indicating a +102.99% change, while revenue is expected to remain at $3.19 billion, showing no change from the previous year [3] Analyst Estimates - Recent revisions in analyst estimates are crucial as they reflect near-term business trends, with positive revisions indicating confidence in performance and profit potential [3][4] - The Zacks Consensus EPS estimate has increased by 7.74% over the past month, and Affirm Holdings currently holds a Zacks Rank of 3 (Hold) [5] Valuation Metrics - Affirm Holdings has a Forward P/E ratio of 88.98, significantly higher than the industry average of 28.48, suggesting it is trading at a premium [6] - The company has a PEG ratio of 2.49, compared to the Internet - Software industry's average PEG ratio of 2.18 [7] Industry Context - The Internet - Software industry, part of the Computer and Technology sector, has a Zacks Industry Rank of 73, placing it in the top 30% of over 250 industries [8]