Core Insights - The People's Bank of China (PBOC) Jiangsu Branch is focusing on enhancing financing support for small and micro enterprises through a new credit information sharing platform [3][6][7] - Jiangsu province leads the nation in new loans and social financing scale, with a loan balance of 28.09 trillion yuan, reflecting a year-on-year growth of 9.8% [4][5] - The manufacturing sector is experiencing significant growth in medium to long-term loans, with a year-on-year increase of 15.1% [5] Financing Support for Small and Micro Enterprises - The PBOC has established a national credit information sharing platform aimed at alleviating financing difficulties for small and micro enterprises by sharing their cash flow information [6][7] - As of June, 22 financial institutions in Jiangsu have adopted the platform, resulting in 55,821 credit report queries and an increase in credit limits for 7,514 enterprises totaling 48.68 billion yuan [7][8] Financial Data and Trends - Jiangsu's financial institutions reported a new loan issuance of 2.09 trillion yuan in the first half of the year, an increase of 152.9 billion yuan year-on-year [4][5] - The average interest rates for newly issued corporate loans and inclusive small micro loans have decreased, with a drop of 46 basis points and 54 basis points respectively [5][6] - The province's social financing scale increased by 2.63 trillion yuan, marking a year-on-year increase of 4.34 billion yuan, also the highest in the country [4][5] Technological Integration in Financing - The PBOC is leveraging big data and IoT technologies to optimize financing services, with a notable increase in the registration of movable property financing [8] - The integration of the national credit information platform with local credit systems has facilitated financing for 15.37 million market entities, amounting to 927.7 billion yuan [8]
征信官员首登人行江苏分行新闻发布会，大数据助融“中小微”企业
Hua Xia Shi Bao·2025-07-31 23:17