截至6月末西藏社会融资规模存量超9400亿元

Core Insights - The financial sector in Tibet has shown significant growth in the first half of the year, with a notable increase in social financing and loans, supporting the region's economic recovery [1][2] Financial Growth - As of June, the total social financing in Tibet reached 944.73 billion yuan, marking a year-on-year increase of 6.19% - The balance of various loans in both domestic and foreign currencies was 656.82 billion yuan, reflecting a growth of 9.25% since the beginning of the year - The financial industry's added value grew by 26.7% year-on-year, contributing 2.9 percentage points to the regional GDP [1] Financial Services Improvement - In the technology finance sector, loans amounting to 14.44 billion yuan were issued to 156 technology enterprises, with a total technology loan balance of 135.40 billion yuan, up 18.18% year-on-year - Green finance initiatives included carbon reduction loans of 6.89 billion yuan, with a total green loan balance of 195.62 billion yuan, increasing by 12.2% since the start of the year - Inclusive finance efforts resulted in 76 financing connection events, providing 1.21 billion yuan to 425 enterprises, with a total balance of inclusive small and micro enterprise loans at 52.96 billion yuan, up 25.72% year-on-year [2] Key Sector Support - Various sectors such as infrastructure, personal consumption, real estate, manufacturing, and agricultural loans have all experienced growth, providing essential support for development [2] Financing Costs - The average interest rates for newly issued general commercial loans, corporate loans, and inclusive small and micro loans were 1.46%, 1.39%, and 1.15% respectively, showing a year-on-year decrease of 0.34, 0.45, and 0.51 percentage points [2] Cross-Border RMB Business - By the end of June, four banks in the region had opened five RMB interbank accounts, establishing a RMB fund clearing network - The cross-border payment service launched on June 22 processed 286 transactions totaling 2.3763 million yuan - The total cross-border RMB payment volume with neighboring countries increased by 71.72% year-on-year [3]