厦门银行，再添副行长！一季度营收、净利润“双降”

Core Viewpoint - Xiamen Bank has approved the appointment of Zhang Qiufa as the vice president, who has extensive experience in retail banking from his previous role at Industrial Bank [1][2]. Group 1: Appointment of Zhang Qiufa - Zhang Qiufa, born in November 1976, has been approved to serve as the vice president of Xiamen Bank after the board's decision in May [2][3]. - He has a strong background in retail banking, having held various senior positions at Industrial Bank, including vice president of the Fujian Management Department [2][3]. Group 2: Financial Performance - Xiamen Bank reported a revenue of 5.759 billion yuan for 2024, a year-on-year increase of 2.79%, while net profit attributable to shareholders decreased by 2.61% to 2.594 billion yuan [4]. - The bank experienced a decline in loan volume, with total loans and advances dropping from 209.7 billion yuan in 2023 to 205.46 billion yuan in 2024, a decrease of 4.24 billion yuan [4]. - In the first quarter of 2024, the bank's revenue fell to 1.214 billion yuan, down 18.42% year-on-year, and net profit decreased by 14.21% to 645 million yuan [4]. Group 3: Regulatory Issues - Xiamen Bank faced regulatory penalties in 2024, including a fine of 400,000 yuan for improper sales of financial products and a warning issued to a branch manager [4]. - The bank's corporate banking app was also reported for illegal collection and use of personal information [4]. Group 4: Market Performance - As of August 1, 2024, Xiamen Bank's stock price was 6.86 yuan per share, with a total market capitalization of 18.1 billion yuan [5]. - The stock showed a slight increase of 0.15% on that day [6].