Core Viewpoint - Huishang Bank (03698.HK) reported positive mid-year results for the period ending June 30, 2025, with significant growth in total assets, operating income, and net profit, indicating a strong performance in serving the real economy and managing asset quality [1] Financial Performance - Total assets reached approximately RMB 2.25 trillion, an increase of about 11.8% compared to the beginning of the year [1] - Operating income was approximately RMB 21.1 billion, reflecting a year-on-year growth of about 2.2% [1] - Net profit amounted to approximately RMB 9.3 billion, showing a year-on-year increase of about 3.8% [1] Asset Quality - The asset quality level continued to improve, with a non-performing loan (NPL) ratio of approximately 0.98% [1] - The NPL provision coverage ratio increased to approximately 289%, up about 3 percentage points from the end of the previous year [1] Strategic Initiatives - The bank's positive performance is attributed to its commitment to serving the real economy and increasing credit investment in key areas [1] - The bank has focused on optimizing its asset structure and managing liabilities effectively [1] - Various measures have been implemented to enhance the disposal of non-performing assets, yielding good results [1]
徽商银行(03698.HK)盈喜：预期中期净利润约93亿元 同比增长约3.8%