嘉元科技: 广东嘉元科技股份有限公司对外担保管理制度

Summary of Key Points Core Viewpoint The document outlines the external guarantee management system of Guangdong Jiayuan Technology Co., Ltd., detailing the procedures, responsibilities, and risk management measures associated with providing guarantees to ensure the protection of the company's and shareholders' interests. Group 1: General Provisions - The types of guarantees include general guarantees, joint liability guarantees, mortgages, pledges, and other forms of guarantees [1] - The types of debts covered by guarantees include bank credit limits, bank loans, letters of credit, bank acceptance bills, and bank guarantees [1] Group 2: Examination of Guarantee Objects - The system aims to strengthen the management of external guarantees and control operational risks [3] - External guarantees include those provided to entities within the consolidated financial statements and those outside of it [3][4] - Guarantees provided to subsidiaries are considered external guarantees, and necessary risk prevention measures must be taken [3][4] Group 3: Approval Procedures - The board of directors must verify the credit status of the guaranteed party and conduct annual reviews of all guarantee activities [5][9] - Guarantees exceeding 10% of the latest audited net assets require board and shareholder approval [12] - The company must disclose any guarantees provided, especially if the guaranteed party fails to meet debt obligations [7][36] Group 4: Daily Management of Guarantees - The finance department is responsible for the daily management of external guarantees, ensuring documentation is complete and accurate [25] - The company must monitor the financial status of guaranteed parties and take necessary actions if their financial situation deteriorates [28][30] Group 5: Information Disclosure and Accountability - The company must disclose any violations of the guarantee policy and take corrective actions to minimize losses [39] - The board secretary is responsible for managing the disclosure of guarantee information [35] - Any personnel violating the guarantee policy may face penalties or legal action [42]