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金融监管总局:支持小微企业融资协调工作机制已推动新发放贷款17.8万亿元
Sou Hu Cai Jing·2025-08-02 06:11

Core Viewpoint - The financing coordination mechanism for small and micro enterprises has achieved positive results, with significant increases in credit and loan issuance by banks [1][3]. Group 1: Financing Mechanism - As of June 2025, over 90 million small and micro enterprises have been visited under the financing coordination mechanism, resulting in new credit issuance of 23.6 trillion yuan and new loans of 17.8 trillion yuan, with credit loans accounting for 32.8% [1][3]. - The mechanism was established in October 2024 with the approval of the State Council, aiming to facilitate direct and efficient access to bank credit for small and micro enterprises [3][4]. Group 2: Support for Small and Micro Enterprises - Small and micro enterprises are recognized as vital for economic development, employment, and improving livelihoods, forming an essential part of the private economy [3][4]. - The mechanism emphasizes both the coverage of visits and targeted support in key areas such as foreign trade, private sector, technology, and consumption, while also addressing operational challenges faced by small and micro enterprises [4]. Group 3: Future Plans - The financial regulatory authority plans to deepen the financing coordination mechanism, enhance the identification of financing needs, and improve the channels for direct credit access to continuously elevate financial service levels [4].