年化收益率高达540%？虚拟资产投资乱象调查

Core Viewpoint - The article discusses the rise of decentralized finance (DeFi) investment platforms in China, highlighting the risks associated with these platforms that often promise high returns but lack legal financial qualifications [5][6][22]. Group 1: DeFi Investment Platforms - A training session on DeFi module structure was held online by an organization named "ARK," with approximately 400 participants [1][2]. - The organization is promoting a blockchain investment project that will launch in mid-August, encouraging investors to use the "TokenPocket" app to access decentralized applications (DApps) [3][4]. - Various platforms are using terms like blockchain, smart contracts, and DeFi to attract investors, with some claiming annual returns as high as 540% [4][5]. Group 2: Investment Models and Returns - The investment models often involve accessing DApps through the TokenPocket app, where investors can register wallets and purchase Bitcoin for trading [4]. - For example, an investment of 6,100 USDT could yield returns of 2,624 USDT in one month, while an investment of 22,250 USDT could yield 10,530 USDT in the same period [8]. - Platforms like AID and VAX offer various investment options with claimed annual returns ranging from 180% to 540% [11][15]. Group 3: Legal and Regulatory Concerns - Legal experts indicate that many of these platforms operate without the necessary financial licenses, making them potentially illegal under current regulations [5][6][22]. - The promotion of high-return, low-risk investment schemes through social media and offline meetings often aligns with illegal fundraising activities [6][24]. - Recent warnings from local financial regulatory bodies highlight the risks associated with stablecoins and virtual asset investments, emphasizing the potential for fraud and illegal fundraising [7][25].