本月起，买黄金有新要求！

Core Points - Starting from August 1, 2025, cash transactions exceeding 100,000 RMB for purchasing precious metals or gemstones must be reported [2] - The new regulations apply to a wide range of institutions in the precious metals and gemstones industry, including jewelry stores, pawnshops, and recyclers [2] - Consumers making cash purchases over 100,000 RMB will need to provide identification and the purpose of the purchase, and the transaction must be reported to regulatory authorities within five working days [2][5] Industry Impact - The implementation of the regulations will lead to stricter oversight across the entire precious metals and gemstones sector [2] - Transactions made via credit cards or mobile payments are not subject to the 100,000 RMB limit, allowing consumers to transact without restrictions [4][6] - The regulations primarily target suspicious transactions, such as frequent large cash transactions or unclear identity information [5][6] Consumer Guidance - Consumers are not required to worry as long as the source of funds is legitimate and they comply with the registration process for cash transactions over 100,000 RMB [5] - Institutions are obligated to verify customer information to ensure the legality and safety of transactions, with potential penalties for non-compliance [6]