银行理财市场存续规模超30万亿元

Group 1 - The core viewpoint of the report indicates that the bank wealth management market has a sustained scale of 30.67 trillion yuan as of June 2025, with 1.63 million new wealth management products issued in the first half of the year, raising 36.72 trillion yuan [1] - Wealth management products have significantly supported the development of the real economy, with total investment assets reaching 32.97 trillion yuan, a year-on-year increase of 7.31%, and approximately 21 trillion yuan allocated to support the real economy through investments in bonds, non-standardized debt, and unlisted equity [1] - The structure of the wealth management market is continuously optimizing, with over 320 billion yuan invested in green bonds and over 100 billion yuan in special bonds for initiatives like the Belt and Road, regional development, and poverty alleviation, providing over 50 billion yuan in funding support for small and micro enterprises [1] Group 2 - Wealth management companies are actively engaging in pension finance, with three companies issuing five personal pension wealth management products in the first half of the year, bringing the total to 35 products since the launch of personal pension business [2] - The personal pension wealth management products have performed well and are well-received by investors, with over 1.439 million investors opening accounts on the industry information platform, a 46.2% increase since the beginning of the year, and an average annualized return of over 3.4% [2] - The number of wealth management investors continues to grow, reaching 136 million by June 2025, an 8.37% increase since the beginning of the year, with personal investors increasing by 10.29 million and institutional investors by 190,000 [2]