独家！做债热情又起，城农商行现券交易金额创年内新高

Group 1 - The enthusiasm for bond investments among small and medium-sized banks reached a new high in July, with total bond trading exceeding 17.24 trillion yuan [1][2] - The increase in bond trading is attributed to insufficient loan demand, reduced credit issuance, pressure from larger banks, and restrictions on cross-regional operations [1][3] - Many small and medium-sized banks are actively engaging in financial investments, particularly in bonds, to expand their assets and income [1][4] Group 2 - The trading volumes for city commercial banks and rural commercial banks showed a consistent upward trend in the first quarter, with a significant increase in July [2][3] - In the first half of the year, a notable portion of asset growth for some banks was achieved through bond investments, with one city commercial bank reporting a 500 billion yuan increase in assets, half of which came from bond investments [3][4] - The trend of increasing financial investment as a proportion of total assets among listed banks has been evident, with 30 banks reporting financial investments exceeding 30% of total assets [5][6] Group 3 - The investment income from bond trading has become a significant driver of revenue for banks, with many banks reporting substantial year-on-year growth in investment income [6][7] - The Central Bank acknowledged the importance of bond investments for banks and their role in supporting fiscal policy and the real economy [7][8] - There is a need for small and medium-sized banks to maintain a balance between investment returns and risk exposure, with the Central Bank monitoring high-risk institutions [8]