三部门：金融机构不得与境外空壳银行建立代理行或者类似业务关系

Core Viewpoint - The revised Anti-Money Laundering Law will take effect on January 1, 2025, and aims to enhance compliance and international assessment responses in the financial sector [1] Group 1: Regulatory Changes - The People's Bank of China, along with the National Financial Regulatory Administration and the China Securities Regulatory Commission, has drafted the "Customer Due Diligence and Customer Identity Information and Transaction Record Retention Management Measures (Draft for Comments)" to implement the new law [1] - Financial institutions must obtain approval from the board of directors or senior management when establishing agency relationships with foreign financial institutions or providing domestic securities and futures trading for foreign brokerage firms or their clients [1] Group 2: Due Diligence Requirements - Financial institutions are required to ensure that the entrusted agency conducts due diligence on clients directly using agency accounts and must provide relevant due diligence information upon request [1] - Financial institutions are prohibited from establishing agency relationships with shell banks and must ensure that the entrusted agency does not provide accounts for shell banks [1]