MUFG(US:MUFG) 智通财经网·2025-08-04 23:32Group 1 - The CEO of Mitsubishi UFJ Financial Group (MUFG) expressed views on the Bank of Japan's interest rate hike timing, suggesting a possible adjustment in March next year, but also indicating a high likelihood of a hike in September or October this year [1] - MUFG reported a 1.8% year-on-year decline in net income for the first quarter of the fiscal year, amounting to 546.1 billion yen, while basic earnings per share remained stable at 47.55 yen, slightly exceeding analyst expectations [1] - The group aims for a record annual profit target of 2 trillion yen (approximately 135 billion USD), attributing this to rising interest rates, yen depreciation, and the sale of client company shares [1] Group 2 - The Bank of Japan maintained its policy rate at 0.5% while raising inflation forecasts for the next three years, with 42% of surveyed economists expecting a rate hike in October [2] - Continuous wage growth is a key consideration for the Bank of Japan's decisions, with expectations that companies may continue to raise salaries to address labor shortages [5] - MUFG's stock price has increased by approximately 11% this year, following a trend of over 35% annual growth in the previous four years [5] Group 3 - The group aims for a long-term return on equity target of 12%, with recent figures around 10%, and needs to generate an additional 1.2 trillion yen in net operating profit to support a 2% increase in return rates [5] - MUFG is considering expanding its securitization business and taking on more risk in project financing to drive business growth [5]