截至6月末海南全省贷款余额超1．4万亿元

Core Points - The People's Bank of China (PBOC) Hainan Branch reported that as of the end of June, the total balance of various loans in Hainan reached 1,407.02 billion yuan, reflecting a year-on-year growth of 13.7%, indicating a significant increase in credit support for economic development [1] - Following the announcement of a comprehensive monetary policy package on May 7, the PBOC Hainan Branch took swift action to implement total, price, and structural policies to inject financial momentum into the high-quality development of Hainan's free trade port [1] Total Policy - The PBOC Hainan Branch enhanced counter-cyclical and cross-cyclical adjustments, improving the credit regulation mechanism and guiding local banks to increase credit issuance [1] - As of the end of June, the total balance of various loans in Hainan reached 1,407.02 billion yuan, with a year-on-year increase of 13.7% [1] Price Policy - The PBOC Hainan Branch strengthened guidance on the self-discipline mechanism for market interest rate pricing, leading banks to reasonably determine deposit and loan rates [2] - In June, the weighted average interest rate for newly issued corporate RMB loans dropped to 2.96%, a year-on-year decrease of 0.66 percentage points, significantly alleviating the financing burden on enterprises [2] Structural Policy - The PBOC Hainan Branch guided local banks to utilize structural monetary policy tools to increase credit support for key areas and weak links [2] - In the first half of the year, Hainan issued 3.27 billion yuan in re-loans for agriculture and small enterprises, and 2.16 billion yuan in rediscounting [2] - By the end of June, local banks issued 3.25 billion yuan in loans for technological innovation and transformation, 4.1 billion yuan for key service consumption areas and the elderly care industry, and 240 million yuan for stock repurchase loans for listed companies [2]