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三维天地持续打造“NQI可信数据空间”,助力企业走向质量“融资增信”新路径

Core Viewpoint - The establishment of the "NQI Trusted Data Space" aims to enhance the creditworthiness of enterprises and improve their financing accessibility through a comprehensive quality assessment system that integrates quality data with financial models [1][4]. Group 1: Trusted Data Technology System - The "NQI Trusted Data Space" creates a complete closed loop of "data collection - assessment modeling - risk control collaboration" by integrating multi-dimensional quality data from various sources [2]. - A comprehensive evaluation model is developed in collaboration with banks and regulatory bodies, incorporating quality factors into core credit approval metrics [2]. - A government-financial-enterprise collaborative risk control mechanism is established to address information asymmetry and ensure real-time updates of enterprise quality data [2]. Group 2: Innovative Financial Service Model - The model allows asset-light, high-growth enterprises to obtain pure credit loans based on quality advantages, thus broadening financing channels and reducing costs [3]. - Enterprises are incentivized to enhance quality management and innovation, creating a virtuous cycle of "quality improvement - credit enhancement - financing convenience - accelerated development" [3]. - The support from quality loans enhances brand value and market competitiveness, aligning with green finance initiatives under the "dual carbon" strategy [3]. Group 3: Integration of Quality and Financial Reforms - The "NQI Trusted Data Space" represents an innovative practice that integrates the quality strong nation strategy with financial supply-side reforms, transforming the "soft power" of enterprise quality into "hard support" for development [4]. - The model is expected to expand into deeper industry chains, benefit small and medium-sized enterprises, and promote green and low-carbon sectors, serving as a key engine for high-quality development of the real economy [4].