Core Viewpoint - The company is committed to embracing the trend of digital finance and intelligent development in the securities industry, contributing to the healthy and stable development of the capital market [1] Group 1: Digital Finance Development - The company identifies three dimensions for developing digital finance capabilities: enhancing the digitalization level of financial institutions, strengthening digital financial regulatory capabilities, and aligning with the trends of technological revolution [2] - A dedicated Financial Technology Committee has been established to implement over ten specific measures aimed at transitioning from digitalization to intelligence [2] Group 2: Digital Financial Service System - The company aims to innovate and upgrade its digital financial service system, including accelerating the development of digital financial products and creating a leading one-stop comprehensive securities financial service platform for institutional clients [3] - The company is focusing on deepening AI technology applications across various scenarios, including intelligent investment research and advisory services [3] Group 3: Regulatory Technology System - The company is constructing an industry-leading regulatory technology system to ensure its internal control digitalization exceeds regulatory standards and requirements [3] Group 4: Trends in the Securities Industry - The digital finance construction in the securities industry is showing four major trends: productization, socialization, ecological integration, and strategic elevation [4] - Productization reflects the innovation of technology-driven financial products, while socialization indicates a revolution in customer interaction in retail scenarios [4] Group 5: Investment in Technology - The company has allocated 417 million yuan for information technology investment in 2024, marking a new high in recent years [5] - The company has completed the construction of its information system and digital capabilities, entering a new phase of intelligent transformation [5] Group 6: Risk Management - The company has established a comprehensive risk management system supported by a risk data marketplace and multiple risk control models [5] - The focus is on enhancing the foundational capabilities of the risk data marketplace to support high-quality data resources for comprehensive risk system construction [5] Group 7: Commitment to Digital Finance - The company will continue to deepen its technology strategy, aiming to become a technology-driven securities firm that enhances service quality and risk management capabilities [6]
加快券商数字金融建设 投身行业智能发展变革 ——专访浙商证券党委书记、总裁钱文海