特朗普指责银行歧视：摩根大通要求20天内关账户，美银拒绝他10亿美元存款

Core Points - Trump accuses JPMorgan Chase and Bank of America of ideological discrimination, claiming that the banking industry is biased against him [1] - Trump is seeking help from smaller banks due to the alleged discrimination from larger banks [1] - A proposed executive order will require banks to review the reasons for closing customer accounts within 120 days, with regulatory agencies conducting their own reviews [2] Group 1: Allegations and Responses - Trump claims that JPMorgan Chase demanded he close long-held accounts within 20 days and that Bank of America rejected a deposit request exceeding $1 billion [1] - Both JPMorgan Chase and Bank of America deny closing accounts for ideological reasons, with JPMorgan's spokesperson stating that they support regulatory reform [3] - Bank of America’s CEO agrees with Trump on the need to reassess existing laws and regulations, suggesting that better decisions could be made retrospectively [4] Group 2: Regulatory Environment - The Bank Policy Institute emphasizes the need for revised regulations, pointing out issues of overregulation and discretionary power among regulators [5] - The proposed executive order aims to address concerns over banks terminating customer relationships due to reputational risks [7] - The Federal banking regulators plan to eliminate "reputational risk" as a consideration in bank reviews to prevent forced terminations of customer relationships [7] Group 3: Industry Practices - Conservative groups have long criticized major financial institutions for their "de-banking" practices against certain industries, such as gun manufacturers and fossil fuel companies [6] - Following the 2018 Florida school shooting, Bank of America and Citigroup implemented restrictions on lending to companies selling firearms, although Citigroup recently lifted its restrictions [7]