Upstart Holdings, Inc. (UPST) Q2 Earnings and Revenues Surpass Estimates

Company Performance - Upstart Holdings, Inc. reported quarterly earnings of $0.36 per share, exceeding the Zacks Consensus Estimate of $0.27 per share, and compared to a loss of $0.17 per share a year ago, representing an earnings surprise of +33.33% [1] - The company posted revenues of $257.29 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 14.20%, and showing a significant increase from year-ago revenues of $127.63 million [2] - Over the last four quarters, Upstart has consistently surpassed consensus EPS estimates and revenue estimates [2] Stock Performance - Upstart shares have increased approximately 34.5% since the beginning of the year, significantly outperforming the S&P 500's gain of 7.6% [3] - The current consensus EPS estimate for the upcoming quarter is $0.43 on revenues of $266.18 million, and for the current fiscal year, it is $1.56 on revenues of $945.68 million [7] Industry Outlook - The Financial - Miscellaneous Services industry, to which Upstart belongs, is currently ranked in the top 26% of over 250 Zacks industries, indicating a favorable outlook [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact stock performance [5]