Heritage Insurance (US:HRTG) ZACKS·2025-08-05 23:26Core Viewpoint - Heritage Insurance (HRTG) reported quarterly earnings of $1.55 per share, significantly exceeding the Zacks Consensus Estimate of $1.03 per share, and showing a substantial increase from $0.61 per share a year ago [1][2] Earnings Performance - The earnings surprise for the quarter was +50.49%, following a previous quarter where the company had a surprise of +115.22% by reporting earnings of $0.99 per share against an expectation of $0.46 [2] - Over the last four quarters, Heritage Insurance has consistently surpassed consensus EPS estimates [2] Revenue Analysis - The company reported revenues of $208.04 million for the quarter ended June 2025, which was 1.93% below the Zacks Consensus Estimate, but an increase from $203.57 million year-over-year [3] - Heritage Insurance has exceeded consensus revenue estimates twice in the last four quarters [3] Stock Performance - Since the beginning of the year, Heritage Insurance shares have increased by approximately 75.3%, in contrast to the S&P 500's gain of 7.6% [4] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $0.26 for the upcoming quarter and $3.25 for the current fiscal year, alongside expected revenues of $214.11 million and $854.9 million respectively [5][8] - The Zacks Rank for Heritage Insurance is currently 3 (Hold), indicating expected performance in line with the market in the near future [7] Industry Context - The Insurance - Property and Casualty industry is currently ranked in the bottom 42% of over 250 Zacks industries, suggesting that the overall industry outlook may impact the stock's performance [9]