Group 1 - The "old for new" consumption policy has significantly boosted the demand for credit among small and micro businesses, with over 12,000 merchants receiving loans totaling over 3 billion yuan in just two months since the launch of the "National Subsidy Exclusive Loan" service by a digital bank [1][2] - The policy has led to a remarkable increase in sales, with a 20% year-on-year rise in sales for merchants like Mr. Lu, who upgraded his business to qualify for subsidies on energy-efficient appliances [1][2] - The overall retail sales of related goods have surged, with a year-on-year increase of 20%-30% in the first half of 2025, driven by the "old for new" initiative, contributing to a 5% growth in total retail sales of consumer goods [2] Group 2 - The collaboration between policy incentives and financial tools is evident, as financial institutions are offering specialized loans to support over 10 million small and micro businesses, helping them stabilize their supply chains [2] - The digital bank aims to leverage its technological advantages to ensure that credit resources reach the merchants in need, facilitating business growth in response to the consumption recovery wave [2]
国补政策释放消费新动能 网商银行“国补专享贷”已服务1.2万中小商户
Cai Fu Zai Xian·2025-08-06 07:58