零基础高薪技能培训暗藏陷阱 “先学后付”模式有待规范

Group 1 - The core viewpoint of the article highlights a significant increase in consumer complaints in China, with a total of 995,971 complaints received in the first half of 2025, representing a year-on-year growth of 27.23% [1] - The National Consumer Association resolved 509,655 complaints, recovering economic losses amounting to 452 million yuan for consumers [1] - The number of consumer visits and consultations reached 330,000 during the same period [1] Group 2 - Some skill training institutions are attracting consumers through misleading advertisements such as "zero-based high-paying part-time jobs," leading to numerous consumer disputes [2] - These institutions employ tactics like false advertising and inducing loans, with claims of guaranteed income post-course completion, often misleading students into signing contracts without understanding the loan implications [2] - The quality of course content varies significantly, and contracts often contain vague terms, making it difficult for consumers to seek refunds or cancel contracts without incurring high penalties [2] Group 3 - The National Consumer Association recommends that financial regulatory bodies standardize the "pay after learning" model to mitigate risks associated with "training loans" [3] - It is advised that training institutions enhance their disclosure obligations regarding installment payments and loan agreements, providing written risk warnings before processing loans [3] - Consumers are urged to remain vigilant against misleading claims of "zero-based high-paying employment" and to thoroughly investigate course content and support before enrollment [3]