雪域高原金融深耕记｜一线调研

Core Insights - The article highlights the expansion of financial services in Tibet, particularly through mobile banking initiatives that aim to reach remote villages and support local economic development [1][2][3] Financial Services Expansion - Agricultural Bank of China has implemented a "3+2 mobile financial service" model, providing services in villages for over 150 days annually, with a total loan issuance of 320 million yuan and personal deposits of 110 million yuan last year [2][3] - The establishment of the "Three Agricultural Financial Comprehensive Service Station" in Saigui Village aims to provide a stable financial service platform, serving over 600 households and 1,800 people [3][4] Community Impact - The financial services have significantly improved access to banking for high-altitude communities, with the service station offering 24-hour self-service options and various financial education programs [4][5] - The "Zetier" cooperative, which produces traditional Tibetan textiles, has benefited from tailored financial solutions, receiving a loan of 480,000 yuan to support its operations and research projects [6][10] Economic Development - The article emphasizes the role of financial services in revitalizing traditional crafts and tourism, with the "Zetier" cooperative creating 127 stable jobs and generating significant income for local families [5][6] - The integration of financial services with local tourism, particularly in the "Zhashi Qudeng" community, has led to increased visitor engagement and economic growth through diverse business models [7][8] Financial Performance - Agricultural Bank of China's agricultural loan balance reached 62.746 billion yuan by June 2025, an increase of 15.701 billion yuan since the end of 2021, indicating a strong commitment to rural financial support [10][11] - The bank's extensive network covers over 95% of county-level institutions in Tibet, ensuring comprehensive financial service availability [11][12]