2 1 Shi Ji Jing Ji Bao Dao·2025-08-06 10:50Core Insights - Financial services are extending into remote villages in Tibet, enhancing rural revitalization through systematic and professional approaches [1][2][3] - The "3+2 mobile financial service" model by Agricultural Bank of China (ABC) is effectively addressing the financial needs of local communities [2][3] - The establishment of comprehensive service stations is providing stable financial support and promoting financial literacy among residents [3][5] Financial Services Expansion - Mobile financial service vehicles are operational in high-altitude areas, providing essential banking services such as password resets, transfers, and loan applications [2][4] - ABC's mobile service vehicles operate over 150 days a year, with a total loan issuance of 320 million yuan and personal deposits of 110 million yuan last year [2][3] Community Impact - The establishment of the "Three Agricultural Financial Comprehensive Service Station" in Saigui Village serves over 600 households and promotes various financial services [3][9] - The service station includes features like POS machines and ATMs, enabling 24-hour self-service [3][5] Support for Local Industries - Financial support is revitalizing traditional crafts and local businesses, such as the "Zetier" wool weaving cooperative, which has received tailored financial solutions from ABC [6][7] - The cooperative has created 127 stable jobs and has received a loan of 480,000 yuan to address its funding needs [7] Tourism and Cultural Integration - The integration of financial services has boosted the local tourism industry, particularly in the "first village of Tibetan opera," where many households are engaged in hospitality [8][10] - ABC has issued over 10 million yuan in loans to support 111 families in the community, enhancing their operational capabilities [11] Financial Performance Metrics - As of June 2025, ABC's agricultural loan balance reached 62.746 billion yuan, with significant growth in key agricultural sectors [13] - The bank's extensive network covers over 95% of county-level institutions in Tibet, ensuring comprehensive financial service availability [13][15] Innovative Financial Solutions - ABC employs a "diamond-silver-copper" credit system to assess loan eligibility, enhancing the precision of financial services [15] - The bank's mobile service vehicles have conducted over 14,000 transactions this year, demonstrating a commitment to accessible financial services [14][15]