上海：加强商业健康保险创新监管，探索建立“监管沙盒”试点机制

Core Viewpoint - The document outlines measures to promote the high-quality development of commercial health insurance to support innovation in the biopharmaceutical industry [1] Group 1: Regulatory Measures - The regulatory authorities in Shanghai are enhancing the innovation supervision of commercial health insurance [1] - A "regulatory sandbox" pilot mechanism will be explored for innovative commercial health insurance products, such as insurance for individuals with pre-existing conditions, based on controllable risks and commercial sustainability [1] - There will be strengthened compliance supervision of innovative commercial health insurance businesses to prevent "pseudo-innovation" and "chaotic innovation" aimed at policy arbitrage [1] Group 2: Monitoring and Management - Daily tracking, monitoring, and analytical management of commercial health insurance business will be reinforced [1] - An innovative commercial health insurance project management mechanism will be established [1]