上海：鼓励探索开发疾病预测与干预保险

Core Viewpoint - The document outlines measures to promote the high-quality development of commercial health insurance to support innovation in the biopharmaceutical industry in Shanghai [1] Group 1: Commercial Health Insurance Development - The measures aim to enrich the forms of commercial health insurance products [1] - There is a focus on optimizing city-customized medical insurance products, creating region-specific "Shanghai" series health insurance products [1] - The initiative includes enhancing the "Shanghai Huibao" program, supporting the inclusion of innovative drugs and medical devices in coverage [1] Group 2: Coverage and Accessibility - The measures encourage the development of health insurance products that cater to different groups and cover more innovative drugs and medical devices [1] - The initiative aligns with the reform of medical insurance payment methods, aiming to include reasonable medical expenses within commercial health insurance coverage [1] - The goal is to provide citizens with more convenient and autonomous protection services [1] Group 3: Disease Prevention - There is encouragement to explore the development of disease prediction and intervention insurance to reduce the incidence of prevalent diseases [1]