上海：加大对新市民及新产业、新业态等特定人群的健康保障力度

Group 1 - The core viewpoint of the article is the issuance of measures to promote the high-quality development of commercial health insurance to support innovation in the biopharmaceutical industry [1] Group 2 - The measures aim to broaden the service population of commercial health insurance, focusing on the needs of the elderly, children, and patients with chronic diseases [1] - Insurance institutions are encouraged to include elderly individuals and those with pre-existing conditions in their coverage, based on controllable risks and commercial sustainability [1] - The use of big data and industry experience data is recommended to reasonably determine insurance product rates and to relax underwriting conditions [1] - There is an emphasis on providing diversified customized services and increasing health coverage for specific groups such as new citizens and those in emerging industries and business formats [1]