Sou Hu Cai Jing·2025-08-06 14:26Group 1 - The core viewpoint of the articles highlights the proactive measures taken by CITIC Bank to support small business owners and consumers through various financial products and services, particularly in the context of enhancing consumption and economic growth [1][3][6] - CITIC Bank has introduced personal credit products and inclusive financial services that cater to diverse business needs, such as renovation and equipment upgrades for small enterprises, with loan limits reaching up to 10 million yuan [1] - The bank's online credit loan product "Xin Miaodai" offers 24/7 service without collateral, allowing for flexible borrowing for various consumer needs, thus promoting economic activity [1][3] Group 2 - In the automotive finance sector, CITIC Bank collaborates with manufacturers to provide zero and low-interest products, enhancing customer access to financing for both new and used vehicles, with loan amounts up to 1 million yuan and terms up to five years [4] - The bank has implemented differentiated financial products to support the "old for new" consumption initiative, improving customer efficiency and approval rates through dedicated promotional channels [4] - CITIC Bank's efforts align with national policies aimed at boosting consumption and expanding financial supply, as outlined in the guidelines issued by the People's Bank of China and other departments [3][6]