2025年股票加杠杆操作指南：融资融券的5个关键步骤

Group 1 - The core concept of leveraging stocks involves amplifying investment funds through compliant methods, primarily via margin trading [1] - Eligible investors can apply for a credit account through securities firms, using their own funds or securities as collateral to borrow funds for stock trading, which is a regulatory-approved method of leveraging stocks [1] - The operation of leveraging stocks is subject to clear regulations, with a typical leverage ratio not exceeding 1:1, meaning that if an investor has 100,000 yuan of their own funds, they can borrow up to 100,000 yuan [1] Group 2 - Investors must conduct a thorough risk assessment before leveraging stocks, as leverage magnifies market fluctuations, increasing both potential gains and losses [1] - The cost structure of leveraging stocks includes interest payments based on actual usage days and transaction fees, which vary by broker, necessitating a comprehensive calculation of the actual costs involved [2] - Credit accounts must be managed separately from regular accounts, with regular checks on collateral value and maintenance of collateral ratios to avoid forced liquidation due to declining collateral value [4] Group 3 - Compliance is essential for leveraging stocks, requiring adherence to operational norms, risk assessments, and cost calculations to ensure that investors can effectively utilize leverage in a stable manner [4]