最短持有期产品领跑“固收+权益”榜，近半年收益率最高超 4%

Overall Performance - The average net value growth rate of RMB "fixed income + equity" public wealth management products over the past six months is 1.2%, with an average maximum drawdown of 0.07% [5] - 44.67% of the products recorded positive returns over the past six months [5] - In the list of products with positive returns, Jiao Yin Wealth Management has 4 products, Min Sheng Wealth Management has 3 products, Pu Yin Wealth Management has 2 products, and Xing Yin Wealth Management has 1 product [5] - Xing Yin Wealth Management's "Feng Li Xing Dong Duo Ce Li Zi Yuan You Shi 3 Months Shortest Holding Enhanced Fixed Income Class A" ranks first with a net value growth rate of 4.18% [5] - Jiao Yin Wealth Management's "Wen Xiang Ling Dong Hui Li Ri Kai 8 Hao (90 Days Holding Period) B" and Pu Yin Wealth Management's "Pu Xiang Zeng Yi Zhi San Months Shortest Holding Period 4 Hao A" rank second and third respectively [5] Highlight Product Analysis - Xing Yin Wealth Management's product employs a barbell strategy with a bond effective duration of 2-4 years, focusing on mid-to-short credit bonds for base configuration and long-end trading for phase gains [7] - The product's equity investments focus on companies with resource monopoly advantages in cyclical and technology sectors, with a moderate increase in cyclical and balanced growth companies to enhance portfolio elasticity and success rate [7] - As of the end of the first half, the product's net asset value is approximately 455 million, with equity investments accounting for 3.29%, and the top ten holdings mainly consist of bond funds and bonds [7]