英国降息25个基点

Group 1 - The Bank of England has lowered the benchmark interest rate from 4.25% to 4.0%, marking the fifth rate cut since August 2024 [1] - The decision involved two rounds of voting, resulting in a 5-vote majority for the 25 basis points cut after initial indecision [1] - Despite high inflation, the employment market shows signs of cooling, leading to significant internal divisions within the Bank of England [1] Group 2 - The inflation rate in the UK reached a year-high of 3.6% in June, with core CPI rising from 3.5% to 3.7% [1] - The Bank of England anticipates inflation will peak at 4% in September and has revised its CPI forecasts for 2025, 2026, and 2027 [2] - The UK economy faces downward risks, with the Bank of England raising its growth forecast for this year from 1% to 1.25% [3] Group 3 - The employment data for Q2 indicates the lowest job creation in three years, with some factories starting layoffs [3] - The Bank of England emphasizes a gradual and cautious approach to further rate cuts, indicating that the current monetary policy is less restrictive [4] - The cessation of the rate-cutting process may pose challenges for the Chancellor and Prime Minister in fulfilling their economic growth commitments [3]