Nu .(US:NU) ZACKS·2025-08-07 22:45Company Performance - Nu Holdings Ltd. closed at $12.41, with a daily increase of +1.55%, outperforming the S&P 500's loss of 0.08% [1] - Prior to this trading day, the company's shares had decreased by 10.41%, underperforming the Finance sector's loss of 0.61% and the S&P 500's gain of 1.21% [1] Upcoming Earnings - The earnings report for Nu Holdings Ltd. is scheduled for August 14, 2025, with an expected EPS of $0.13, reflecting an 8.33% growth year-over-year [2] - The consensus estimate for quarterly revenue is $3.66 billion, indicating a 28.32% increase compared to the same quarter last year [2] Full-Year Estimates - Zacks Consensus Estimates project full-year earnings of $0.55 per share and revenue of $14.9 billion, representing year-over-year increases of +22.22% and +29.38%, respectively [3] - Recent adjustments to analyst estimates suggest a positive outlook for the company's business and profitability [3] Zacks Rank and Performance - The Zacks Rank system, which ranges from 1 (Strong Buy) to 5 (Strong Sell), currently rates Nu Holdings Ltd. at 2 (Buy), with a historical average annual return of +25% for 1 rated stocks since 1988 [5] - Over the last 30 days, the Zacks Consensus EPS estimate has increased by 0.61% [5] Valuation Metrics - Nu Holdings Ltd. has a Forward P/E ratio of 22.35, which is a premium compared to its industry's Forward P/E of 10.13 [6] - The company has a PEG ratio of 0.69, indicating a favorable growth trajectory compared to the industry average PEG ratio of 1 [6] Industry Context - The Banks - Foreign industry, part of the Finance sector, holds a Zacks Industry Rank of 33, placing it in the top 14% of over 250 industries [7] - Strong industry rankings correlate with better stock performance, with the top 50% rated industries outperforming the bottom half by a factor of 2 to 1 [7]