人民银行黑龙江省分行：持续推进支付环境便利化建设

Core Viewpoint - The People's Bank of China (PBOC) Heilongjiang Branch emphasizes the implementation of a moderately loose monetary policy and the enhancement of financial services to support the real economy in the second half of 2025 [1] Group 1: Monetary Policy - The PBOC plans to implement a moderately loose monetary policy and utilize various monetary policy tools to maintain ample liquidity [1] - Financial institutions are encouraged to maintain reasonable credit growth [1] Group 2: Support for the Real Economy - The focus is on enhancing the quality and efficiency of financial services for the real economy, aiming to expand total financing and optimize the structure [1] - There is an emphasis on reducing the overall financing costs for enterprises and broadening financing channels [1] Group 3: Financial Risk Management - The PBOC aims to actively promote the prevention and resolution of financial risks while maintaining financial stability in the region [1] - Efforts will be made to improve financial service satisfaction and enhance credit reporting to facilitate financing [1] Group 4: Financial Services and Infrastructure - The PBOC will advance the special action plan for county-level financial service management and improve the convenience of payment environments [1] - There will be a focus on enhancing cash security capabilities and conducting comprehensive financial statistics and research [1] Group 5: Foreign Exchange Management - The PBOC is set to promote the facilitation of trade foreign exchange receipts and payments for quality enterprises [1] - Measures will be taken to lower the costs of foreign exchange risk hedging for enterprises and to regulate the foreign exchange market order [1]