越南银行部门加快数字化进程，推进非现金支付

Group 1 - The core viewpoint is that non-cash payments in Vietnam are accelerating, necessitating improvements in digital infrastructure and system security [1][2] - The total volume of non-cash payment transactions exceeded 12 billion in the first half of 2025, surpassing the total for 2023 and approaching the record of 17.7 billion set in 2024 [1] - The annual growth rate of non-cash payment transactions is between 30% and 40%, with the average transaction volume nearing that of Thailand and India, second only to China [1] Group 2 - The Vietnamese government has issued Directive No. 124/C-TTG to accelerate the development of non-cash payments, addressing the increase in cash transactions that lead to resource waste and risks of tax evasion and money laundering [2] - The government emphasizes the need for ministries and local authorities to promote non-cash payment adoption to meet public and business needs while preventing tax loss and criminal activities [2] - The State Bank is instructed to enhance oversight and anti-money laundering efforts in the banking sector, ensuring compliance and addressing illegal payment behaviors [2]