北京住房限购政策再优化！符合条件家庭五环外购房不再限制套数

Core Points - Beijing has optimized its real estate policies to better meet the housing improvement needs of residents, allowing families to purchase an unlimited number of properties outside the Fifth Ring Road [1] - The new policies aim to enhance the market mechanism and promote a balance between work and residence [1][4] Policy Adjustments - Families meeting the purchasing conditions can buy an unlimited number of properties outside the Fifth Ring Road, while still adhering to strict purchasing conditions [1] - Single adults are now treated as family units under the purchasing policy, with limits on the number of properties they can buy [1] - The purchasing limit for Beijing residents within the Fifth Ring Road remains at two properties, while non-residents can purchase one property if they have paid social insurance or income tax for three years [1] Housing Fund Adjustments - The criteria for recognizing first-time homebuyers have been expanded, allowing those with a cleared public housing loan record to be classified as first-time buyers [2] - The maximum loan amount for second homes has increased from 60 million to 100 million, with potential additional increases based on specific conditions [2][3] - The minimum down payment for second homes has been standardized to 30%, regardless of location [2][3] - The loan amount available per year of public fund contribution has increased from 10 million to 15 million [2][3] Urban Development and Integration - The new policies align with Beijing's overall urban planning, focusing on enhancing the livability and service capacity of areas outside the Fifth Ring Road [4] - The adjustments are seen as necessary for adapting to the new urban development framework and meeting diverse housing needs [4]