兴业银行厦门分行精准赋能“专精特新”小巨人成长

Core Viewpoint - The article highlights the importance of financial services tailored for "specialized, refined, unique, and innovative" enterprises in China's economic transformation, exemplified by the successful financing of Xiamen Oulitong Electronic Technology Development Co., Ltd. through the "Xing Su Dai" product by Industrial Bank's Xiamen branch [1][3]. Group 1: Financial Innovation - The "Xing Su Dai" product provides efficient financing services specifically designed for high-growth, asset-light technology companies, addressing their unique financing needs [2][3]. - The Xiamen branch of Industrial Bank has embraced digital transformation, utilizing advanced digital technologies to create comprehensive enterprise customer profiles, enabling precise identification of promising tech enterprises [2]. Group 2: Policy Implementation and Collaboration - The successful implementation of the "Xing Su Dai" product is a direct result of the bank's commitment to national policies supporting small and micro enterprises, showcasing effective collaboration between financial institutions and businesses [3]. - The bank has actively engaged in initiatives like the "Thousand Enterprises, Ten Thousand Households" outreach program to understand the actual financing needs of enterprises, thereby providing tailored financial solutions [3]. Group 3: Future Outlook - The emergence of more online financing products like "Xing Su Dai" signifies a closer integration of traditional finance with technological innovation, contributing to high-quality economic development in China [4]. - The Xiamen branch plans to continue offering comprehensive financial services to technology enterprises, supporting their growth and contributing to the broader innovation landscape in Xiamen and nationwide [4].